Filing your Income Tax Return (ITR) is a crucial part of every taxpayer’s financial year. Once the return is filed, the next thing people eagerly wait for is their tax refund. Many taxpayers are unsure about how to track the progress of their refund and often search for the right method to check their itr refund status. With online facilities provided by the Income Tax Department, you can now easily stay updated about your refund.

In this blog, we will cover what an ITR refund is, how you can check your itr refund status, and what the different status messages mean for you in Assessment Year (AY) 2025-26.

What is an ITR Refund?

An ITR refund is the excess tax amount you receive back when the total tax paid (via TDS, advance tax, or self-assessment tax) is greater than your actual liability. Once your return is processed, the Income Tax Department credits the balance directly to your bank account. To know where your refund stands, it is important to check your itr refund status regularly.

Steps to Check ITR Refund Status Online

There are two main methods to track your itr refund status:

1. Through the Income Tax e-Filing Portal

1. Visit https://www.incometax.gov.in.

2. Log in with your PAN, password, and captcha.

3. Navigate to ‘e-File’ → ‘Income Tax Returns’ → ‘View Filed Returns’.

4. Select the Assessment Year (AY 2025-26).

5. You will see details of your ITR processing and your itr refund status.

This portal gives you the most accurate and updated information directly from the Income Tax Department.

2. Through the NSDL Website

1. Go to https://tin.tin.nsdl.com/oltas/refundstatus.

2. Enter your PAN and select AY 2025-26.

3. Submit the captcha and check your itr refund status.

The NSDL site shows whether the refund is issued, under process, failed, or adjusted.

Common ITR Refund Status Messages

When you check your itr refund status, you may see different updates, such as:

• Refund Credited – The refund has been deposited in your bank account.

• Refund Failure – The refund could not be credited due to incorrect bank details.

• Refund Under Process – Your refund request is still being processed.

• Refund Not Determined – No refund is payable based on your ITR.

• Refund Adjusted – Refund adjusted against outstanding tax dues from earlier years.

Why Refunds Get Delayed

Even after filing everything correctly, sometimes your itr refund status may show delays. Common reasons include:

• Incorrect or inactive bank account details.

• ITR not verified by you.

• Mismatches in PAN and Aadhaar.

• Pending notices or clarifications from the department.

If there’s a delay, you can update your bank details in the portal, complete your verification, or raise a grievance request online.

Final Thoughts

Knowing how to check your itr refund status ensures you don’t miss out on your rightful tax refund. With simple online tools like the Income Tax e-Filing portal and the NSDL website, tracking refunds has become hassle-free. For AY 2025-26, keep your bank account details accurate, verify your return on time, and respond quickly to any departmental queries.

By checking your itr refund status regularly, you’ll always know whether your refund is credited, delayed, or adjusted. This way, you can stay in control of your finances and avoid unnecessary surprises.