If you’re planning to bring your parents or grandparents to Canada under the Super Visa program, one of the key requirements is purchasing valid medical insurance. Many families find themselves asking the same question: How much does Super Visa insurance cost? The answer depends on a few key factors, but one thing is certain — having the right coverage can bring peace of mind and ensure your loved ones are protected during their stay.

At Punjab Insurance Inc., Gurinder Chahal and his team specialize in helping families across Calgary and beyond get the best Super Visa insurance quotes at affordable rates. In this blog, we’ll break down everything you need to know about the cost of Super Visa insurance, what factors influence pricing, and why it’s essential to work with experienced insurance advisors.

🛂 What is Super Visa Insurance?

The Super Visa allows parents and grandparents of Canadian citizens or permanent residents to stay in Canada for up to two years at a time without having to renew their status. To qualify, applicants must provide proof of private Canadian medical insurance.

This is where Super Visa insurance comes into play. It’s a mandatory requirement by Immigration, Refugees and Citizenship Canada (IRCC), and must include:

• A minimum of $100,000 in emergency medical coverage.
• Valid for at least one year from the date of entry.
• Coverage for healthcare, hospitalization, and repatriation.

💰 How Much Does Super Visa Insurance Cost?

On average, the cost of Super Visa insurance in Calgary or elsewhere in Canada ranges from $1,500 to $2,500 per year, depending on various factors. Monthly payment plans are also available, starting as low as $125/month.

Here’s a breakdown of what influences the cost:

1. Age of the Applicant

Older applicants tend to have higher premiums due to increased health risks. For instance:

• A 45-year-old might pay around $1,000–$1,300/year.
• A 75-year-old may pay between $2,300–$3,500/year.

2. Duration of Coverage

Most people buy a 1-year policy, but if your parents plan to visit multiple times or stay longer, you can also get multi-year insurance. Keep in mind, longer durations mean higher costs.

3. Pre-existing Medical Conditions

If the applicant has conditions like diabetes, blood pressure, or heart issues, premiums will increase. Some insurers offer coverage for stable pre-existing conditions at a slightly higher cost.

4. Coverage Amount

While the minimum is $100,000, you can choose $150,000 or even $300,000 coverage plans for added peace of mind. More coverage = higher premium.

5. Deductible Amount

A deductible is the amount the insured person agrees to pay out-of-pocket before the insurance kicks in. Choosing a higher deductible (like $1,000) can lower your annual premium, while a $0 deductible plan will cost more.

Why Choose Super Visa Insurance Calgary — Punjab Insurance Inc.

When it comes to Super Visa insurance, local expertise matters. Punjab Insurance Inc., serving Calgary and Alberta, understands the unique needs of families applying for Super Visas. With years of experience, they’ve helped thousands of families navigate the complexities of insurance policies.

Working with Gurinder Chahal, an experienced advisor at Punjab Insurance, means:

• Personalized quotes based on your parents’ age, health, and visit duration.
• Access to top-rated Canadian insurers at competitive prices.
• Assistance with monthly payment options, deductible selection, and claim support.
• Bilingual support and quick response times.

🧠 Tips to Save on Super Visa Insurance

1. Compare multiple quotes before finalizing. Different companies offer different premiums.
2. Consider a higher deductible if your parents are healthy, to reduce premium costs.
3. Bundle coverage with travel insurance or top-up plans if parents are already insured partially.
4. Check for discounts for couples applying together.

📞 Get Your Free Super Visa Insurance Quote Today

Don’t take chances with your parents’ or grandparents’ health when they visit Canada. Get the right protection and peace of mind with Punjab Insurance Inc.

Contact Gurinder Chahal with Punjab Insurance today to speak with one of our knowledgeable insurance advisors. Whether you’re looking for a Super Visa Insurance quote in Calgary or need help understanding plan options, we’re here to guide you every step of the way.

✅ Final Thoughts

Super Visa insurance is not just a formality — it’s a necessity. With medical care costs in Canada being high for visitors, the right insurance ensures your family stays protected. Whether you’re applying for the first time or renewing coverage, Punjab Insurance Inc. makes the process simple, affordable, and stress-free.

Let Gurinder Chahal help you find the best plan suited for your family’s needs. Get your free quote today and welcome your parents or grandparents to Canada with complete peace of mind.